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Office: (770) 578-3600
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VA Loans

A VA Loan is a loan option offered through the Veterans Administration. This financing option is available if the borrower is an eligible service member. Veterans must provide a veteran's certificate of eligibility and the appraiser is assigned by the VA.


  • Financing for eligible service member (veterans, reservists, active duty personnel, or eligible family members).
  • Low to no down payment options available.
  • No mortgage insurance requirement.
  • Flexible income, debt, and credit requirements.
  • Down payment and closing costs may come from a gift or grant.
  • Available in a variety of fixed-rate and adjustable rate loan options
  • Potential for minimal out-of-pocket expenses with seller contributions.


  • The borrower typically has to pay a one-time VA funding fee that can be financed into the amount of the loan.
  • Financing is available only for primary residences. 

Mortgage Insurance

A contract that insures the lender against loss caused by a mortgagor’s default on a government mortgage or conventional mortgage. Mortgage insurance can be issued by a private company or by a government agency.

Fixed-Rate Mortgage (FRM)

A mortgage interest that are fixed throughout the entire term of the loan.

Adjustable-Rate Mortgage (ARM)

A mortgage with an interest rate that changes during the life of the loan according to movements in an index rate. Sometimes called AMLs (adjustable mortgage loans) or VRMs (variable-rate mortgages).

Correspondent and Wholesale Mortgage Services
1800 Parkway Place, Ste 820, Marietta, GA  30067
Office:  (770) 578-3600
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